ONE CREDIT
Flexible Capital
Insight-Driven Lending
Secured, Resilient Assets
Welcome to
One Credit
One Credit is a leading private lender in Canada, specializing in residential, commercial, and construction loans. We offer innovative financing solutions tailored to meet the needs of Canadian borrowers while providing secure, profitable investment opportunities for American investors looking to diversify into Canada’s flourishing real estate market.
$ Millions
Under Management
%
Return
+
Years Track Record
Residential
Our residential loans are tailored for clients looking to secure private financing for their home purchases or refinancing needs. We offer fast approval and competitive terms to ensure you can access the capital you need without delay.
Commercial
Credit One’s commercial loans cater to businesses and investors seeking funding for property acquisition, development, or expansion. With flexible loan structures and secured terms, our solutions are designed to support large-scale projects.
Construction Loans
We provide specialized construction financing for developers looking to build new residential or commercial properties. Our loans are designed to support projects from groundbreaking through to completion.
Equity Take-Out
Unlock the value of your property with our equity take-out solutions. Whether you’re looking to reinvest in new opportunities or need liquidity, Credit One helps you access your capital efficiently.
Quick Financing
Time-sensitive projects require fast, reliable funding. Our quick financing options offer same-day term sheets, ensuring you can proceed with confidence.
Emergency Loans
In urgent financial situations, we offer emergency loans with rapid approval and flexible terms, providing the capital you need to navigate unforeseen circumstances.
Debt Pay-Out
Credit One offers debt pay-out services, allowing clients to consolidate or eliminate debt through structured private lending options.
Debt Consolidation
Simplify your financial commitments with our debt consolidation loans, which combine multiple obligations into one manageable payment, often at a lower interest rate.
Invest with Confidence
For American investors seeking stable, high-return opportunities, One Credit provides a platform to enter the Canadian lending market securely. Our short-term, asset-backed loans offer reliable returns, making One Credit the ideal partner for your investment portfolio.
Your Gateway to Canadian Lending
With over a decade of experience, One Credit has established itself as a trusted partner for borrowers and investors alike. We focus on delivering fast approvals, flexible terms, and secure loans that meet the high standards of both sides of the lending process.
C
Cross-Platform
We think across the business and avoid silos at all costs.
R
Responsibility
We are accountable for our business, to our team, and to our communities.
E
Ethical
We are ethical and direct in word and deed.
A
Action
We initiate, execute and deliver results.
T
Teamwork
We are better together.
E
Entrepreneurship
We seek to innovate both inside and outside our business.
Change everything
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About company
What they’re talking about us?
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Christine Eve
Founder & CEO
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Kevin Smith
Customer
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Jessica Brown
Founder & CEO
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